Expenses To Claim for a Personal Injury
Injuries can not only place a huge burden on your physical health, but they can also have a detrimental effect on your finances. Being able to file a claim to cover some of the costs for an injury is often crucial to getting back on your feet. Before you file a claim, you need to know what expenses you can include and how much they are worth. Here are the top things people claim in personal injury cases.
Medical Expenses
As you might expect, a personal injury claim usually includes medical expenses. Any money you spend for medical reasons related to your injury (hospital, ambulance, emergency room, surgery, test, and/or physical therapy bills) can be claimed. It is important to keep careful records of these expenses so that you can claim them.
Lost Wages
Many people find they are out of work after a serious injury. If your injury causes you to miss a lengthy amount of work, you can make a claim for lost wages. This is the money you would have earned if the injury had not happened. You may not receive the total amount of your lost wages, but you can at least get some of it back.
Related Costs
Some costs do not fall cleanly into other categories, but that doesn’t mean you can’t claim them. Any costs associated with your injury, such as buying crutches or paying for a rental car, can be claimed. If you are seeking a Middletown, NJ personal injury attorney, then consider an attorney from a firm like Rispoli & Borneo, PC to assist you with your case or questions.
Property Damage
It is also possible to file a property damage claim to cover the costs of repairs for property. The most common reason for this is damage to a vehicle after a car accident. The claim can help fix or replace the old vehicle.
Pain and Suffering
Pain and suffering can at times involve a loss of joy in living, emotional distress, and serious mental repercussions caused by the injury. As these are still things you had to struggle with after the injury, they can be claimed. However, because there is no monetary value associated with pain and suffering, it can be harder to prove worth to insurance. In no-fault states and in worker’s compensation cases, pain and suffering cannot be claimed.